No kids? No problem: How Canada’s childfree and cash-rich couples are spending their time and money

// custom header art window.tgam.meta.photo_desktop = "https://www.theglobeandmail.com/resizer/v2/YF763BUT7RD4VGVJSTGPQ2RBJI.JPG?auth=261a565791ec8726ac03514ebfc3a58fc4826c066e79ab3c041004442930c44a&width=2400&quality=80"; window.tgam.meta.photo_mobile = "https://www.theglobeandmail.com/resizer/v2/YF763BUT7RD4VGVJSTGPQ2RBJI.JPG?auth=261a565791ec8726ac03514ebfc3a58fc4826c066e79ab3c041004442930c44a&width=1800&quality=80"; window.tgam.meta.video = ""; window.tgam.meta.caption = "DINK couple Veronica Ochoa and Jamie Watson cycle along Vancouver’s seawall on Feb. 19, 2024."; window.tgam.meta.credit = "JENNIFER GAUTHIER/THE GLOBE AND MAIL"; // custom header layout parameters window.tgam.meta.headline_overlay = false; window.tgam.meta.headline_overlay_vertical_position = "top"; // top, centre, bottom window.tgam.meta.headline_overlay_horizontal_position = "left"; // left, centre, right window.tgam.meta.headline_overlay_gradient = true; window.tgam.meta.two_column = false; window.tgam.meta.swap_column = false; window.tgam.meta.full_width = false; window.tgam.meta.dark_background = false; window.tgam.meta.dark_background_colour = ""; window.tgam.meta.centre_headline = false; window.tgam.meta.large_headline = false; window.tgam.meta.sans_headline = false; window.tgam.meta.label_text_colour = ""; window.tgam.meta.label_box_colour = ""; window.tgam.meta.label_text_colour_overlay = "" ; window.tgam.meta.label_box_colour_overlay = ""; window.tgam.meta.audio_bar = true; // custom header display overrides (optional): window.tgam.meta.display_head = "No kids? No problem"; window.tgam.meta.display_deck = "How Canada’s childfree and cash-rich couples are spending their time and money"; window.tgam.meta.label = ""; window.tgam.meta.byline = "SALMAAN FAROOQUI"; window.tgam.meta.byline2 = ""; window.tgam.meta.creditline = "The Globe and Mail"; When couples meet with a financial planner, they’ll most likely talk to one focused on saving, investing and leaving behind an inheritance for children. Which is great – unless you’re not planning on having children.For dual-income no-kid couples – commonly referred to as DINKs – their significantly different financial reality needs to be front and centre in these conversations. Although not all of them will end up wealthy, they’re all saving hundreds of thousands of dollars by not having a child. And that extra disposable income opens up a world of freedom.