Canadians paying up to $5,000 to avoid a car accident claim: ‘That is a crisis in insurance’ | Unpublished
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Source Feed: The Globe and Mail
Author: Mariya Postelnyak
Publication Date: December 4, 2025 - 13:58

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Canadians paying up to $5,000 to avoid a car accident claim: ‘That is a crisis in insurance’

December 4, 2025

In my last newsletter, I asked Globe readers how often you were paying for car damage from accidents out of pocket. What you shared didn’t just surprise me, it left seasoned auto experts stunned.

Out of the 372 people who completed our survey, 77 per cent said they’ve chosen to pay for vehicle damage themselves rather than file a claim with their insurer.

Among those who paid out of pocket, 58 per cent spent up to $2,000 while 23 per cent paid for damage between $2,001 and $3,000.



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